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Florida Term Life Insurance
Temporary and commonly utilized, term insurance pays a benefit amount you choose. Premiums are guaranteed, and you can often convert your policy to a permanent plan of life insurance protection if your situation changes. Term insurance offers the lowest initial premium expense, but over time premiums can increase significantly, and may sometimes even surpass the cost of whole life insurance in the long run. Term life insurance, therefore, is recommended for only a particular period of time, and is especially suited for young families looking for a large amount of financial protection at a lower price and coverage for time-specific debts like mortgages.
Read more about Term Life Insurance.>>
Florida Whole Life Insurance
Intended to provide life insurance protection for an extended duration, even for your entire lifetime, whole life insurance, also called permanent life insurance, offers fixed premiums and guaranteed cash values, which are accumulated as a result of your premiums. Some may even pay policy dividends. While the premiums are higher than the initial comparable amount of term insurance, over time the whole life insurance cost may be lower than term insurance.
Read more about Whole Life Insurance.>>
Florida Permanent Life Insurance
Intended to provide life insurance protection for an extended duration, even for your entire lifetime, whole life insurance, also called permanent life insurance, offers fixed premiums and guaranteed cash values, which are accumulated as a result of your premiums. Some may even pay policy dividends. While the premiums are higher than the initial comparable amount of term insurance, over time the whole life insurance cost may be lower than term insurance.
Read more about Permanent Life Insurance.>>
Florida Universal Life Insurance
Universal life insurance, a type of whole life insurance, allows you the flexibility to adjust your premium payment and increase or decrease your death benefit as your needs change.
Read more about Universal Life Insurance.>>
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 Birth date, Social security number (SSN) and height/weight for each person applying for coverage.
Information on current and past health insurance plans (if applicable).
Medical history such as dates of diagnosis, treatment,
dates of service and current status. |
Prescription drug information such as drug names,
dosages, and date initially prescribed.
Payment information: For Credit Card payments, we accept
Visa and MasterCard. For Electronic Fund Transfer (EFT),
please have your bank account number and bank routing number. |
